Open Finance advisory · MENA
Turn regulatory change into platform advantage.
MiddleLeap helps banks, fintechs and financial infrastructure providers connect Open Finance obligations with market position, propositions, ecosystem economics, platform capabilities and accountable execution.
Executive view
Open Finance is a business-model decision with regulatory consequences.
The mandate crosses the boardroom and delivery floor. MiddleLeap keeps market position, proposition, platform, controls and mobilisation inside one decision system.
Regulation into strategy
Turn new obligations and permissions into an explicit institutional position.
Banks and platforms
Built for banks, fintechs, TPPs and infrastructure providers shaping their role in the ecosystem.
End-to-end choices
Connect use cases, economics, APIs, consent, controls, partners and operations.
MENA market activation
Draw on platform-building and bank-side leadership across Open Banking and Open Finance.
Resolve one mandate
Start with the decisions blocking strategic position or execution—not a generic transformation programme.
Mandates we take on
Move the boardroom and delivery floor through the same decisions.
Open Finance becomes fragmented when regulatory readiness, proposition design and technology delivery run as separate programmes. The work must resolve four connected choices.
Market position
Decide where the institution will lead, participate or partner as regulation changes the value chain.
Strategic position · executive decisionsProposition
Translate permitted data and payment capabilities into customer, partner and embedded-finance propositions.
Use cases · value proposition · economicsPlatform
Shape the consent, data, API, partner and control capabilities required to operate at ecosystem scale.
Capability model · platform roadmapOperating model
Align product, technology, risk, compliance, operations and partner management around accountable execution.
Decision rights · governance · mobilisationThe work
One mandate. Five connected workstreams.
The sequence is adapted to the institution. The discipline is constant: each workstream must make the next executive or delivery decision clearer.
- 01
Frame the mandate
Clarify the regulatory direction, commercial ambition, risk posture and decisions that leadership must own.
- 02
Design the role
Choose the LFI, TPP, embedded-finance or infrastructure role and the propositions that make it valuable.
- 03
Shape the ecosystem
Define priority partners, participation rules, commercial logic and the capabilities each party must provide.
- 04
Mobilise the platform
Connect APIs, consent, data, controls, operations and delivery into one sequenced transformation roadmap.
- 05
Move to execution
Create accountable workstreams, executive governance and evidence loops that expose the next decision early.
Experience carried into the practice
Evidence from both sides of the Open Finance market.
The experience below was built in prior executive roles and is brought into MiddleLeap's advisory practice. It is distinguished from work contracted directly by MiddleLeap.
For the current regulatory scope and definitions, use the CBUAE Open Finance Regulation as the primary source.
Build and expand across MENA
Built and expanded an Open Banking platform across the region, working across institutions, fintechs and emerging ecosystem requirements.
Turn a framework into live participation
Led a dual LFI/TPP programme that helped a leading UAE bank achieve first-bank certification under the national framework and deliver the country's first live transactions with a licensed TPP.
District platform and marketplace
Led the build-out of Danske Bank's District platform across the Nordics and UK, including API-based partner channels and the migration of 250,000 SMEs, corporates and institutions.
Open Finance Backoffice
MiddleLeap's synthetic-only regulated build turns obligations into governed workflows and demonstrates how strategy, controls and delivery evidence can be constructed together.
Read the build record →The Loom
A governed discovery and delivery system for moving one evidenced mandate into working software while accountable people retain authority.
Explore the method →Engagement models
Start with the decision that cannot stay unresolved.
MiddleLeap assembles senior regulatory, strategy, product, technology and delivery expertise around the mandate rather than bringing a fixed bench.
Hold the strategic line
Senior support for boards, executives and programme sponsors making regulatory, proposition and ecosystem decisions.
Resolve the critical choices
A focused engagement to establish position, priority propositions, platform implications and an execution roadmap.
Turn direction into movement
Programme leadership that aligns product, technology, risk, operations and external partners around delivery.